My Funded Futures Review

Detailed review based on our personal trading experience

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#2 in Our RankingsRetiree Score: 82/100Est. 2023πŸ‡ΊπŸ‡Έ USAβ˜… 4.7 Trustpilot (4,200 reviews)

Overview

My Funded Futures (MFFU) continues to stand out in 2026 with an incredibly trader-friendly rule set and no activation fees across any plans. Following an early 2026 rebrand, their entry-level plans are now known as "Core" rather than "Flex". The flagship Rapid plan offers a 90/10 profit split, no daily drawdown limit, an intraday trailing drawdown, no consistency rule in the funded stage, and priority daily payout processing. The Core and Pro plans are well-loved for their End-of-Day (EOD) trailing drawdowns and a 50% consistency rule. They do enforce a strict Tier 1 news restriction (must be flat 2 mins before/after events like CPI), but overall, MFFU remains one of the strongest choices for retirees seeking clear rules.

$157/mo
50K Eval Fee
🟒 FREE
Activation Fee
$2,000
Max Drawdown
90/10 (Rapid) Β· 80/20 (Flex/Pro)
Profit Split

🎁 Exclusive Discount

50% OFF

SPRING50
Apply at Checkout

Plans & Sizes

PlanAccount SizeFeeProfit TargetMax Drawdown
Rapid 50K$50,000$157 (promo: $94)$3,000$2,000
Rapid 100K$100,000$267 (promo: ~$160)$6,000$3,000
Rapid 150K$150,000$347 (promo: ~$208)$9,000$4,500
Core 25K$25,000$84 (promo: $49)$1,500$1,000
Core 50K$50,000$107$3,000$2,000
Pro 50K$50,000$227$3,000$2,000
Pro 100K$100,000$344$6,000$3,000
Pro 150K$150,000$477$9,000$4,500

Dashboard & User Experience

Dashboard RatingGood

The MFFU dashboard is clean and functional, showing account balance, drawdown level, consistency rule progress (where applicable), and payout request tracking. The Rapid plan's daily payout eligibility shows clearly, making it easy to see when you can withdraw. The dashboard does not include advanced analytics like equity curves, but it covers everything a retiree needs to manage their account rules and payouts.

βœ… Dashboard Strengths

  • βœ“Clear display of drawdown level and buffer
  • βœ“Payout eligibility countdown visible for all plans
  • βœ“Consistency rule progress bar for Flex/Pro plans
  • βœ“Rapid daily payout request built directly into the dashboard

⚠️ Dashboard Weaknesses

  • βœ—No equity curve or trade history visualization
  • βœ—Limited advanced analytics compared to top competitors
  • βœ—Dashboard feels functional but not premium

Platforms Supported

πŸ–₯️NinjaTrader
πŸ–₯️Tradovate
πŸ–₯️TradingView

Drawdown Policies

Drawdown Type

Trailing Intraday (Rapid) Β· EOD (Flex/Pro)

The drawdown limit updates in real-time as your equity reaches new highs. This is more restrictive during live trading sessions.

Daily Loss Limit

No daily loss limit β€” only the max trailing drawdown applies.

$2,000
Maximum Drawdown on 50K Account

Profit Split

My Funded Futures offers a 90/10 (Rapid) Β· 80/20 (Flex/Pro) profit split.

90%
You Keep
10%
Firm Keeps

Path to Live (Funded) Account

2

You must trade for a minimum of 2 trading days and hit the profit target without violating any drawdown rules to become funded.

Rules & Restrictions

News Trading Allowed❌ No
Trading Bots Allowed❌ No
VPN Allowed❌ No
Micro-Scalping Allowedβœ… Yes
Max Accounts5
Consistency Rule50% max single-day
Scalping Hold TimeNo stated minimum on Rapid

⚑ Choosing Your Plan: Rapid vs Flex vs Pro

MFFU offers three distinct evaluation structures. Each is designed for a different trading style and risk tolerance. Here's how to pick the right one:

⭐ Best for Retirees

Rapid

90/10
Fee:$97–$347
Consistency:None
Min Days:2 days
Payouts:Daily (24-hr eligibility)
Confident day traders who want speed and maximum payout

Flex

80/20
Fee:$49–$107
Consistency:50% rule
Min Days:5 winning days
Payouts:After 5 winning days (min $100–$150/day)
Cost-conscious retirees starting with smaller account sizes

Pro

80/20
Fee:$227–$477
Consistency:50% rule (waivable)
Min Days:14 days
Payouts:Every 14 calendar days (60% early withdrawal available)
Experienced traders who want maximum flexibility and early withdrawal access

πŸ’° Payout Structure β€” How MFFU Pays You

Rapid Plan β€” Daily Withdrawals

90%
Trader Split
24h
First Payout Eligibility
$500
Minimum Withdrawal
Daily
Request Frequency

The Rapid plan is one of the fastest payout cycles in the entire prop firm industry. After your first funded trade, you are eligible to request withdrawals every 24 hours. There is no waiting period or buffer requirement like most competitors.

⚠️ Drawdown note: The Rapid plan uses an intraday trailing drawdown β€” your drawdown limit moves up in real time with unrealized P&L during the trading day. Once your account reaches the safety net balance level, the trailing drawdown locks in place and stops moving, protecting your account going forward. Flex and Pro plans use an EOD trailing drawdown which only moves at the end of each session.

Flex Plan Payouts

  • β†’ Eligible after 5 winning days (min $100–$150 profit/day)
  • β†’ 80/20 profit split
  • β†’ Capped at $3,000 per withdrawal request (25K plan)

Pro Plan Payouts

  • β†’ Every 14 calendar days from first trade
  • β†’ Withdraw up to 60% of profits before clearing the buffer
  • β†’ Minimum $1,000 per request
  • β†’ 80/20 split

🏷️ Current Promo Codes (Spring 2026)

SPRING50
Rapid 50K
Applied at checkout for massive savings on the Rapid 50K plan.
SPRING50
All Accounts
Discounted pricing on all Rapid, Flex, and Pro accounts.

Promo codes are subject to change. Verify on myfundedfutures.com before purchasing.

⚠️ Critical Rule Reminder: FOMC & Tier 1 News

MFFU is extremely strict regarding Tier 1 news events (like CPI and FOMC). You must be flat (no open positions) 2 minutes before and 2 minutes after the event. Holding positions through these eventsβ€”whether manually or via a rogue limit orderβ€”will result in an immediate account failure. Retirees must check the economic calendar daily.

πŸŽ“ Education & Community Resources

My Funded Futures has a growing library of educational content and an active community. Here's where to connect and learn:

πŸ’‘ Retiree Tip: If you're choosing the Rapid plan, watch MFFU's YouTube walkthroughs specifically for the Rapid plan rules before you start. The key things to understand are the EOD drawdown mechanics and the 2-minute news trading window β€” violating either is the #1 reason traders lose their funded accounts.

Ready to try My Funded Futures?

Start with their $157/mo evaluation for a $50,000 account. Always remember to read their full terms before purchasing.

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