True ROI Payout Calculator

Stop falling for 80% off promos that hide $150 activation fees. Calculate exactly who pays out the most.

Trading Model

$2,000
3 Months
Total Gross Generated:$6,000
Apex Trader FundingApex
VS
TradeifyTradeify
Apex Trader Funding

EOD Trail 50K

100% Split • $10k 100% Threshold

  • Gross Profit Limit Split$6,000
  • Evaluation Feei
    Based on current promo or base price.
    -$197
  • One-Time Activation Fee-$99
Net Take-Home$5,704
🏆 Winner (+$203)
Tradeify

Growth 50K

90% Split • $10k 100% Threshold

  • Gross Profit Limit Split$6,000
  • Evaluation Feei
    Based on current promo or base price.
    -$93
  • One-Time Activation Fee-$0
Net Take-Home$5,907

How Payout Math Actually Works

Many traders choose a firm based solely on the cheapest evaluation fee. However, the true cost of getting funded involves three hidden variables:

  • 1
    One-Time Activation FeesSome firms charge $0 when you pass, while others charge up to $150 per account to activate your live/simulated data feed. A $39 evaluation with a $150 activation fee is significantly worse than an $89 evaluation with $0 activation fees.
  • 2
    The 100% Retained Profit ThresholdAll prop firms offer a profit split (usually 90% to you, 10% to them). However, most firms let you keep 100% of your first $10,000 in profits. Some exceptional firms like Elite Trader Funding let you keep 100% of your first $12,500. This calculator hardcodes these exact rules to give you precise take-home numbers.
  • 3
    The Long-Term Profit SplitOnce you pass the initial threshold, you enter a percentage split. While 90/10 is the industry standard (Apex, Topstep, Tradeify), some firms (like Top One Trader) require you to earn the 90% split, or start at 80/20.